Is this the Best Time to Invest in Gold Funds?

Most investors are aware that saving is just not enough and one needs to invest correctly. Gold is not just a precious metal for Indians it is also a form of investment.

However, owning gold these days in physical form has its own demerits as there is risk of theft, moreover one cannot be sure of its purity.

As of 2021, investing in Gold funds in India is one of the latest means to invest in gold as an asset without possessing the metal in its physical form. Gold mutual funds are open-ended investments; the units offered depend on the units offered by the gold Exchange Traded Fund.

Is it worth investing in gold funds in India in 2021?

The fundamental reason for investing in gold funds in 2021 is to create wealth during the investment tenure and diversify the portfolio and minimising the market volatility risk.

Investors can buy/sell the gold ETF units according to their own convenience. Gold ETFs in India do not have any lock-in periods, thus offering liquidity to an investor’s mutual fund portfolio. Because gold funds in India can be owned and traded in digital format, this keeps them safe from theft and also provides security to the investor.

Taxability

In India, investments in gold mutual funds in India for more than 3 years are regarded as long-term. The LTCG on gold is taxed at a 20% rate while short-term capital gains (STCG) are taxed at the appropriate the slab rate applicable to the investor.

Who should invest?

In India, Gold funds are an excellent way to diversify one’s portfolios; thus helps to minimise the downside risk

As of 2021, with reference to gold funds in India, one should remember that gold is not just another investment. Gold funds in India can also be used as risk reducing portfolio diversifier against economic shocks because of its negative corelation with other asset class. Many individuals diversify their investment portfolio investing a part in gold funds to diversify portfolio investments from the fluctuating market. However, investing large sums even in the best gold funds in India to avoid fluctuations may not be a wise move. In fact, it could be counterproductive. Ultimately, one should invest according to one’s financial goals with the help of a good financial advisor.

Prominent Features to Make an Outstanding eLearning App!

Learning new things was never so easy. A few clicks on the smartphone and you can learn any skill from any location at any time with the help of eLearning apps. The modern learners are very attracted by the facility of easy and quick access to information outside the four walls of the classroom which was very unprecedented in the olden times. Because of the immense potential, these eLearning apps are providing these days, businesses across the globe are investing multifold in eLearning app development.

The significance of eLearning apps has particularly risen further during this COVID-19 pandemic. Since there is a lockdown in most parts of the world, educational organizations are switching to virtual education, and professionals are choosing to upgrade their skill sets using these apps. These solutions have proved to be a competitive investment for businesses worldwide.

So, do you want to develop effective online learning solutions for students?

Or create interactive training apps for IT professionals?

Or build flagship programs based on multiple skills for modern learners?

Everything is possible with the new-age eLearning solutions. But, for developing an eLearning app that goes viral in the market, there are some criteria. Firstly, the app must have the following qualities:

Learner-focussed Design
Customizable and Scalable
Engaging and Pleasing Aesthetics
Interactive Elements
Powerful And Supportive Database
Valuable and Comprehensive Content
Personalization
Productive and Flexible Learning
Quick and Easy Access to Information
Information Presented in Small ‘Bites’
Real-Time Analytics
High Security
Professional Support
Secondly, it is essential to integrate powerful features in the app that provide an uninterrupted and enticing experience to the users. In most cases, apps with lame or insufficient features are bound to fail. So, here we have shared some key features required for an exemplary eLearning app.

Must-have Features of a New-Age eLearning App!

Elementary features

An eLearning mobile app is simply incomplete without the fundamental features. The app must have in-app chatting or messaging functionality to allow the learners to communicate with each other or tutors. It must have the feature of push notifications to keep the users aware of their progress, new achievements, timings of classes, pending courses, any new deals, and offers, etc. The app should have calendar integration for the users to maintain records of the upcoming activities and set reminders accordingly. Last but not the least; it should have social media integration to boost user engagement, promotion of the app, and reaching a wider audience.

Audio/Video Streaming

Audio/video streaming has become an integral part of modern education. These are key players for accessing online education. These features help the users to connect in real-time and enable the sharing of files or documents in live sessions. This kind of learning allows the users to listen to pre-recorded lectures, rewinding/fast-forwarding the lectures, zoom into an image, etc. making the learning process easier and convenient.

Live Tutorials

Live tutorials and sessions add another dimension to the learning process. They help the learners to gain a thorough knowledge of a subject. Reading the content of a course can often become boring. However, with live tutorials, it becomes a fun experience. It gives the feel of a real-time classroom making education much effective.

Progress Evaluation

Assessment and feedback are vital features for evaluating the progress of the learners. A good eLearning app must embed tests and quizzes to be held at regular intervals or ensure that the tutors conduct the tests and quizzes periodically. They should either be assessed automatically or by the tutors/course authors. The learners should also get live feedback and have one-on-one interactions, so that they can practice more, redo a chapter, etc. These features keep the learners connected and contribute to the success of a course. Learners should get assessed periodically which enhances the engagement and knowledge of the student.

eCommerce integration

If your eLearning app has eCommerce functionality, the tutors can sell online courses and live classes. The app owners too can generate massive revenue from this. However, it is necessary to ensure that these courses and other sensitive information like bank account details, contact details of users, etc. are highly secured.

Collective Dashboard

If your eLearning app has a collaborative dashboard, the users can access their course collateral and get overall information about their progress. They can know if the course is pending or is completed. A collaborative dashboard allows the users to share study material, assignments, quizzes, useful links, etc. with others for an enriching learning experience.

Crucial Data Insights

Data tracking and analysis helps to monitor the efficiency and effectiveness of the courses and the app. The app should have an efficient data tracking and reporting process in place for collecting critical data like popular courses, customer rating, clicks/views on a particular content, etc. It must also keep an eye on the attendance of the learners, their progress, assignment completion, etc. which helps in analysing their weak areas and work accordingly. Also, these reports help the tutors or course authors generate better revenue, which contributes to the high ROI of the app.

Engaging Content to Motivate Learners

To keep the learners engaged and connected until the end of the course can be highly challenging at times. They need continual motivation through tests, assessments, feedback, evaluation of work, rewarding, etc. Using motivational triggers like scores, progressing to next levels, virtual gifts or currencies, competition with fellow learners, etc. are outstanding ways to make them stick to the course.

Appointment Scheduling

In several distant learning apps, the learners need to choose a tutor from a number of tutors available and book appointments with them. Hence these apps must have a fast and simple appointment scheduling feature using which, the learners can instantly book appointments as per the available slots of the tutors. It also helps to generate meaningful reports for tracking profitable courses and clients.

Flexible Payment Options

Payment process must be kept as simple and less time-consuming as possible, but also ensure high security of the eLearning apps at the same time. The app must have multiple payment methods that include debit, credit, net banking, etc. It should also integrate new-age options like PayPal, Google Pay, Stripe, etc. Always use popular gateways to ensure the credibility and authenticity of the app.

Multiple Language Support

To ensure that your eLearning app has a wider reach, the app must have multiple-language support. If the content and the videos are available in multiple languages, it can benefit a large number of users in different countries and the app owners can generate multiplied revenue from it.

Final Words:

The future of the eLearning industry is indisputably bright. The eLearning solutions are revamping the learning experiences by imparting knowledge on the go of a click. We can say, education is now in everyone’s pocket. For creating an excellent eLearning app, one should use the right blend of strategy and technology. They should include all the features from the above list and also keep a watch on the latest trends in this domain.

The First Historic SpaceX Crewed Launch to Space Gets Delayed

Source: The First Historic SpaceX Crewed Launch to Space Gets Delayed

SpaceX postponed its first-ever test flight with a crewed mission to the International Space Station. The company of Elon Musk, SpaceX took the decision just before 17 minutes of the planned launch of the crewed mission. The crewed mission was scheduled to be launched from the Kennedy Space Center of Florida. But, SpaceX and NASA announced that they have to postpone their decision due to the bad weather. The Launch Director of SpaceX, Mike Taylor, while informing about the postponement of the mission said that they tried everything but looking at the bad weather conditions they were compelled to postpone it.

Meanwhile, SpaceX and NASA have decided that they will try again to launch the mission on Sunday. The company and NASA have planned to launch its crewed mission Demo-2 after checking all weather conditions. The people can watch the launch mission live telecast when the liftoff takes place. The crewed mission also known as Demo-2 will send two astronauts of NASA Doug Hurley and Bob Behnken to the International Space Station from Florida based space centre.

Meanwhile, the company talked about the problems that occurred during the launch. SpaceX and NASA said that the biggest problem for both were clouds and that was electrified. These clouds surrounded the whole area of Cape Canaveral based in Florida. The company has planned to launch the Falcon 9 rocket from this specific but presence of electrified clouds made it almost impossible. If the launched rocket comes in contact with lightning, it can strike the rocket launching vehicle. It can ultimately harm the crewed mission while damaging the vehicle. If SpaceX and NASA successfully launch the mission, then it will become a milestone not only for the USA but also for SpaceX. It will break the drought of nine years when NASA first launched its crewed mission in the year 2011.

SpaceX is the space company of Elon Musk which has made history in regards to space travel being funded privately. However, the company has postponed its crewed mission and is looking to launch it on Saturday if weather conditions will be alright. But the people are very much excited to see the live telecast of the launching of this mission. Both the companies have made every arrangement to make the people see the live telecast of the launching of this mission. However, people will not be allowed to gather in large crowds anywhere in Florida. The company and NASA have requested the people to stay at their home and see the live telecast through their TV screens and other devices. The company has instructed the people that gathering in large numbers can pose a threat to the health of people.

Meanwhile, both NASA and SpaceX are monitoring the weather conditions closely so they can launch the mission successfully this time. Even though the company is closely monitoring the weather conditions, still they have made all arrangements if some emergency occurs. In case of any emergency, the emergency landing of the capsule has been planned to protect it from any damage.

LAURA BARTON is a creative person who has been writing blogs and articles about security. He writes about the latest updates regarding office.com/setup and how it can improve the work experience of users. His articles have been published in many popular e-magazines, blogs and websites.