Is this the Best Time to Invest in Gold Funds?

Most investors are aware that saving is just not enough and one needs to invest correctly. Gold is not just a precious metal for Indians it is also a form of investment.

However, owning gold these days in physical form has its own demerits as there is risk of theft, moreover one cannot be sure of its purity.

As of 2021, investing in Gold funds in India is one of the latest means to invest in gold as an asset without possessing the metal in its physical form. Gold mutual funds are open-ended investments; the units offered depend on the units offered by the gold Exchange Traded Fund.

Is it worth investing in gold funds in India in 2021?

The fundamental reason for investing in gold funds in 2021 is to create wealth during the investment tenure and diversify the portfolio and minimising the market volatility risk.

Investors can buy/sell the gold ETF units according to their own convenience. Gold ETFs in India do not have any lock-in periods, thus offering liquidity to an investor’s mutual fund portfolio. Because gold funds in India can be owned and traded in digital format, this keeps them safe from theft and also provides security to the investor.

Taxability

In India, investments in gold mutual funds in India for more than 3 years are regarded as long-term. The LTCG on gold is taxed at a 20% rate while short-term capital gains (STCG) are taxed at the appropriate the slab rate applicable to the investor.

Who should invest?

In India, Gold funds are an excellent way to diversify one’s portfolios; thus helps to minimise the downside risk

As of 2021, with reference to gold funds in India, one should remember that gold is not just another investment. Gold funds in India can also be used as risk reducing portfolio diversifier against economic shocks because of its negative corelation with other asset class. Many individuals diversify their investment portfolio investing a part in gold funds to diversify portfolio investments from the fluctuating market. However, investing large sums even in the best gold funds in India to avoid fluctuations may not be a wise move. In fact, it could be counterproductive. Ultimately, one should invest according to one’s financial goals with the help of a good financial advisor.

What Should You Know About FUE Before Having A Treatment?

People often ask that is FUE hair transplant safe, as they’re worried about its side effects and the safety of the procedure. The FUE procedure is much safer than other techniques i.e. Hair plugs and strip harvesting. As FUE is performed by a surgical method it is to be kept in mind that it embraces a few risks.

To lessen your anxiety regarding the FUE treatment, this article is written. It includes sufficient information about what to expect from FUE so that you feel comfortable while taking this treatment. Keep reading so that you get to know most of the things about FUE which you were unaware of.

What happens after you get the FUE transplant?

You don’t have to worry about permanent scars and marks. FUE hair transplant recovery timeline is quicker than the strip procedure. A little sensitivity on scalp is normal after surgery and returning to the normal routine is within 48 hours with the help of pain relief medications.

Common Side Effects:

The most common side-effects of FUE are irritation and pain. Infection is also included in a side effect of FUE but it is a rare chance. Let’s look down at the other effects of FUE hair transplant:

Bleeding
Itching and irritation
Puffiness and swelling of scalp
Numbness in the affected area
Shock hair loss (temporary loss of hair)

You’re not supposed to be worried about these side effects. Every case is different. You should consult your doctor. Normally post-surgery side effects are temporary and vanish soon.

Talk About Your Fears with Your Doctor:

Before you make the decision for FUE transplant make sure you discuss all your doubts and fears with your doctor so you don’t have to suffer mentally after the surgery. You can ask him that is hair transplant permanent. Although FUE is said to be permanent solution to hair thinning and hair loss but in some cases people need more than one surgery to achieve their desired look. So talking out your fears would make you more confident and satisfied.

Ensuring Safety for Your Hair Transplant:

Before surgery, consult the doctor so that he approves you for hair transplant. You should have a healthy donor site to carry on the procedure. So your doctor will tell you if you’re eligible for transplant.
Choosing an experienced doctor is the most important thing. A skillful doctor with an impressive record will easily figure out whether you’re the right person for FUE, decreasing the chances of complications.
Post-surgery care includes following doctor’s instructions closely to reduce discomfort. For some time you’ll be having bandages on your scalp, so you will have to maintain proper hygiene to avoid infection. Taking the medication prescribed by the doctor regularly can also help you heal fast.

FUE hair transplant is more popular and effective these days as compared to other hair restoration techniques. FUE hair transplant has a success rate up to 90 percent while the hair transplant satisfaction rate is 8 out of 10. As, a good candidate for hair transplant has a better outcome than the ineligible one, so each result varies according to reaction of body to that particular treatment but overall the answer to the frequently asked question: “Is FUE hair transplant safe?” is yes. The success rate is also high and the general opinion is positive.

Herbal Methods To Treat Sleeplessness Problem In Natural Manner

Sleep plays a great role to keep body healthy and fit. Sleep can protect our mental health as well as physical health in effective manner. It helps brain to work properly and maintain brain function. A good quality of sleep can improve learning abilities and concentration power too. So to keep good health it is necessary to take good sleep. But due to some reasons problem of sleeping deficiency has been increased.

Many people do not get enough sleep due to unhealthy lifestyle, work load, illness like cold or tonsillitis and unfriendly sleeping environment, etc. Some of the people do not realize the needs of sleep to get fresh mind. People often make use of coffee or tea that stimulates the nervous system and makes sleepless likely. There are many supplements available in market that boasts to treat sleeplessness and insomnia problem. But these supplements may contain harmful and artificial chemicals that have bad effect on physical health as well as metal health.

To avoid sleeplessness and other sleep related disorders in natural manner it becomes necessary to use herbal methods which have no side effects. Let’s see here some of the herbal methods. Today, there are many experts available online to help in giving important guidance to improve yoga and meditation. If anyone is in a search of natural method to alleviate sleeplessness and stress, feel free to practice yoga at least thirty minutes daily.

Valerian root is a great natural method to decrease the risk of sleep deficiency problems. It can treat mental tiredness in safe manner. This can also decrease the occurrence of sleeplessness due to psychological disorders. Apart from this one can use lemon balm to get enough quality of sleep. It indirectly encourages sleep by improving mood and inducing mental calmness. It is a natural brain-enhancing method, as it can improve cognitive performance.

Dandelion root tea is another safe herbal method to treat a wide range of sleeplessness troubles. For the best result, it is recommended to take dandelion root tea before thirty minutes going to bed. It will ensure sound sleep devoid of stress and anxiety. Hops can also be used as effective herbal remedy to treat sleeplessness and other sleep related deficiencies. It has been widely used as a mild sedative for anxiety and insomnia.

Aaram capsules are the herbal remedies to treat sleeplessness that naturally increase sleeping duration according to the need of brain and body of a person. It is helpful to get back nutritional balance of body. It contains herbs that are powerful substances to provide relaxed mind and proper hormonal balance. It will energetically remove the mental fatigue, physical stress, weak memory, poor concentration and other type of mental stress. It is natural and free from side effects which make these capsules safe to consume. Along with this it has absence of artificial and synthetic properties. One can get these herbal supplements from respective online herbal stores. These capsules can be taken twice in a day. For long lasting results take these capsules at least three or four months.